Members 
Student Loan Consolidation
ALBANY, New York – Consolidate your student loans now with the New York State Dental Association (NYSDA) loan program before rates increase again.
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Members are eligible for the following benefits:
- The simplicity of one loan, one lender and one low, monthly payment.
- Up-front principal reductions of up to 2.75 percent depending on balance.
- Or, interest rate reductions of up to 1 percent based on payment history.
- An additional .25 percent interest rate reduction for signing up for automated payment processing.
- Once received, the benefits are never lost. (The exception is the .25 percent interest rate reduction for automated payment processing which can be permanently lost after two returned items.)
SOURCE: New York State Dental Association
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